Three Tips to Personalizing Business Checks

A plethora of online sites offer affordable checks for your business

To simplify the process, we have a bit of footwork for you and came up with a list of the most commonly pondered thoughts business owners struggle with when creating business checks.

1.      Branding

      Do I need to include my company logo?

A company logo is consistent with the element of branding.

The flip side is that, in our research, we located zero online check companies that allow you to use your own branding logo, the one you use on your business cards, advertising etc.

Our advice? If you can import and utilize your own logo at a reasonable price, fabulous! If not, pass, as currently available logos tend to consist of a few not particularly attractive generic stock logos.

The only advantage to stock graphics is they can provide a visual confirmation if you are handing several business checking accounts, otherwise, we found no value in their use.

      Color Scheme

While color is important to style element, it should either compliment you current branding style or be traditional blue, while or green background.


2.      Text Over Signature Line

Appearing above the signature line, next to your bank name, the text over signature line offers you the option to add in an inspirational, religious quote, or text that uplifts or defines your companies happy and beneficial relationship and value.

For example, this author uses for her web design company: Your Website, Our Creative Passion

It defines what the business does in an exciting way, letting freelancers or graphic designers (receiving payment for helping us provide services to our clients), know their passionate and creativity is a appreciated and integral in what we do.

It also triggers bank personal to remember not only what kind of business you do, but also adds a spark of excitement about the company, so it stays foremost in their mind when they recall people they know in this line of service. Who knows? You may pick up more referrals with that simple trick, this writer has.


3.      Should You Include Your EIN?

No. Although EINs are on Public Record and viewable on your Secretary of State business directory, it is much like your Social Security number, in that someone can use it to open a line of credit in your company name.

Small Business Chron warns against Illegal Employee Use of EIN number:

“Another potential danger exists with employees who illegally use your EIN to obtain tax-free wholesale goods. While the employee may use her own money to pay for the goods, your company still is listed as the recipient of the products. You may not be aware your employee is buying goods for personal use if she requests separate billing statements.”

business checks

Georgia Business License Facts

Engaged in business refers to a person or entity engaged in a trade, occupation, profession, or other commercial enterprise for gain or profit.

business licenseConducting business, full or part time, either at a commercial or residential location including home-based businesses requires a current Occupation Tax Certificate, better known as a Business License. A business license provides proof that the individual, partnership, corporation/LLC paid the tax required by the county to conduct business or perform services in exchange for pay.

The Annual Cost for a business license in the State of Georgia is $50.

Individuals can register either under their name, or under an established LLC or entity.

Yearly Renewal is done Online. Visit the Georgia Secretary of State website for registration or follow up questions.

Operating without a license means you may be denied a license in the future. The government does not come padlock your doors though, but, if they see you have not complied with closing as instructed, they impose fines, fees and penalties.

Business Licenses are non-transferable.

Some professions are overseen by a state board, in which case you may to obtain a specific state license. For a list of boards to apply online to, look here:


Article researched and copy written by Laughing Fox Designs, providing results driven website development and social media actions to start-ups, small businesses and mid-size companies.  ©2019 All Rights Reserved


12 Motivational Quotes You May Not Have Heard

Remembering and using mantras, carrying them with you and finding motivation through them can help you in life.  Find the inspiration you need.

  • “It is not the strongest species that survive, nor the most intelligent, but the most responsive to change.” Charles Darwin
  • “Make every detail perfect, and limit the number of details to perfect.” Jack Dorsey
  • Try not to become a man of success. Rather become a man of value.” Albert Einstein
  • I choose a lazy person to do a hard job. Because a lazy person will find an easy way to do it. Bill Gates
  • Wall Street is the only place that people ride to in a Rolls Royce to get advice from those who take the subway. Warren Buffett
  • If I had asked people what they wanted, they would have said faster horses. Henry Ford
  • I’m not the smartest fellow in the world, but I can sure pick smart colleagues. Franklin D. Roosevelt
  • A company is known by the people it keeps. Will Rogers
  • You don’t want another Enron? Here’s your law: If a company, can’t explain, in one sentence, what it does… it’s illegal. Lewis Black
  • Why join the navy if you can be a pirate? Steve Jobs
  • Eagles may soar, but weasels don’t get sucked into jet engines. Steven Wright
  • Don’t worry about people stealing your ideas. If your ideas are any good, you’ll have to ram them down people’s throats. Howard Aiken



Article researched and copy written by Laughing Fox Designs, which exists to provide web design and social media support to small businesses that need creative solutions.  ©2018 All Rights Reserved

Don’t Call A Meeting, When You Could Send an Email Instead

One of the powers of email is it allows quick and versatile communications. Team members can quickly digest and respond to messages on their schedule. This prevents having to book meetings that interrupt everyone’s work and schedules.

Four Easy Ways to Tell if a Meeting Should Have Been an Email

  1. Not all team members can attend
  2. The meeting was someone giving a monologue.
  3. The meeting was one long FYI.
  4. A meeting to read documents to a group…should have been an email

 Meetings are for conversations, debate, and decisions; not recitations, and announcements.

****Side Note***

Mandatory Meetings – Makes you feel like you’ve been subpoenaed to court right? There’s a reason for that.

The definition of mandatory according to the dictionary is: adj.1. Required or commanded by authority

Who has the authority or power to “mandate? Again, according to the dictionary, a government or body of law.

Consider replacing the word “mandatory” when sending your own emails; (particularly when requesting “mandatory meetings” from lower key groups like scouts or kids’ athletics), lest you too sound like a power mongering cupcake.  :0

frustrated employee

Considering Implementing an Employee-Recognition Program to Increase Productivity?

Assessing possible strategies to lead your team and bolster productivity?

Employee-recognition programs may be one you decide to pass on after reading the following data compiled by the Business News Daily:

people confused economic questions

We are Globally Unprepared for Retirement!

May 2018 article from Bloomberg reveals that globally, we do not understand basic premises of investment and inflation and are thus woefully unprepared for retirement!

The World Isn’t Prepared for Retirement
It’s not just America. New data show people all over the globe don’t understand basic concepts of investment and inflation.
marriage research statistics

Gottman Institute – 40 Years of Research – What Makes the Institute of Marriage Work?

Marriage … “one of the oldest social, economic, religious and legal institutions in the world” … discover now, after 40 years of research by the Gottman Institute … what makes it work:
blockchain technology

Cryptocurrency and Blockchain – Part 5 of 5 Weekly Series


Blockchain Investing News states:

Banks, financial institutions and many others are adopting blockchain technology faster than anticipated.

Case in point, a Markets and Markets report that breaks down the blockchain market size projects the industry will grow from $241.9 million in 2016 to a staggering $7.68 billion in 2022, representing a compound annual growth rate (CAGR) of an impressive 79.6 percent.

Fueling that growth, the report says, will range from the increasing demand for distributed ledger technology; reduced total cost of ownership; the rise of cryptocurrencies and their market caps, as well as initial coin offerings; increasing demand for “simplified” business processes; creating transparency and immutability; quicker transactions and the increasing adoption of blockchain-as-a-service.

‘Microsoft is focusing on financial services, and plans to roll out new tools in early 2018.  JPMorgan Chase (JPM) and Bank of America (BAC) are two of Microsoft’s blockchain partners.’

Investors Business Daily, in an article titled, “Bitcoin, Blockchain And Private Industry: You Ain’t Seen Nothing Yet”

‘A growing number of blockchain startups, though, have nothing to do with Bitcoin or its peers.  They aim to harness the technology for a long and growing list of other purposes in private industry. These begin with financial services, e-commerce, food safety and supply-chain management, but also include digital media, pharmaceuticals, cybersecurity and transportation — so far.

The list of big companies funding blockchain startups is also long: Alphabet’s (GOOGL) Google, Citigroup (C), Goldman Sachs (GS) and Cisco Systems (CSCO) are just a few, says research firm CB Insights.

The momentum gathering behind blockchain isn’t simply a matter of venture capital. Giant tech companies — the likes of Microsoft (MSFT), IBM (IBM), Oracle (ORCL), Intel (INTC) and Accenture (ACN) — are also jumping on the bandwagon.

Eastman Kodak (KODK) announced on Tuesday it would launch a cryptocurrency of its own, specifically for photographers. It also plans to create an encrypted blockchain ledger of rights ownership enabling photographers to register both new and archived work.

According to Forbes:“Technology Not Currency”

“Bitcoin is a terrific technology … the concept of the blockchain definitely has a bright future.  Its encryption algorithm and hyper-powerful worldwide virtual network ensures verifiable transaction integrity that is, for all intents and purposes, completely unhackable.  But, sadly, that doesn’t make it a currency.

A paper currency is a local phenomenon issued by a sovereign nation to standardize its local system of exchange.  So, to buy a cup of coffee in Japan a consumer pays in Yen.  In New York the dollar is used.  In London, it’s Pound Sterling.  And, for continental Europe, it’s Euros.  The only way a traveling consumer can pay for a cup of coffee in any of those places is to convert their native currency into that of the nation where the coffee shop is located.

Proponents of Bitcoin claim that it circumvents that system of foreign exchange because it eliminates the middleman and allows consumers anywhere to buy anything from anyone without the hassle or expense of foreign exchange.  That might be the case someday, but it certainly isn’t so today.  And, while there are lots of places that accept Bitcoin as a form of payment, it isn’t as universally accepted as the Yen, Dollar, or Euro.  Bitcoin can’t be deposited in a bank and can’t be exchanged for any currency.  So, it’s more novelty than legal tender.  But, it’s still a very cool technology!”

Blockchain Technology Stocks
  1. 360 Blockchain (CSE:CODE)
  3. BTL Group (TSXV:BTL)
  4. Coinsilium Group (NEX:COIN)
  5. DigitalX (ASX:DCC)
  6. eXeBlock Technology (TSXV:XBLK)
  7. Global Blockchain Technologies (TSXV:BLOC)
  8. HashChain Technology (TSXV:KASH)
  9. HIVE Blockchain (TSXV:HIVE)
  10. Marathon Patent Group (NASDAQ:MARA)
  11. MGT Capital (OTCMKTS:MGTI)
  12. Neptune Dash (TSXV:DASH)

Additionally Richtopia Leaderboard lists 99 more!

Not all the stocks deal with creation of cryptocurrency, most deal with blockchain technology as it is rapidly growing in use in other industries!

Amid the wave of initial coin offerings (ICOs), outgoing Federal Reserve Chairman Janet Yellen has called Bitcoin a “highly speculative asset” and “not a stable store of value.” 



Again, according to IBD “…most blockchain-related job openings are at companies like Fidelity Investments, Invesco (IVZ) and Bank of America, not to mention Dimon’s JPMorgan.

Cornell and other universities have formed the Initiative for CryptoCurrencies & Contracts, or IC3, which is focused on blockchain-based solutions in finance and banking.

Fidelity, Microsoft, Intel and IBM also belong to IC3.

Companies such as travel-booking site Expedia (EXPE) have experimented in accepting Bitcoin. 

Major Universities offering Blockchain Technology Courses:

Energy & Power
LO3 Energy advertises: “We’re are reimagining how energy can be generated, conserved, traded and shared.
Features: TAG-e, Blockchain, API, Grid”
From CNBC article: A blockchain power grid grows in Brooklyn.This street in Brooklyn is using blockchain, the technology behind cryptocurrency, to decentralize and share electricity. See their video: blob: A MICRO-GRID PROJECT, LIKE ENERGY IN UBER FORM!

From GreenTech: 15 Firms Leading the Way on Energy Blockchain, More companies will probably have launched by the time you read this.

  1. Drift
  2. Greeneum
  3. Grid+
  4. Grid Singularity
  5. Electron
  6. Energy Web Foundation
  7. ImpactPPA
  8. LO3 Energy
  9. MyBit
  10. Power Ledger
  11. SolarCoin
  12. Sun Exchange, Sun Exchange’s motto is “solar-powered money.”
  13. Veridium Labs
  14. WePower

The article ends with: “GTM will host an entire panel session on Blockchain at the first annual U.S. Power & Renewables Conference in November. You’ll get an in-depth look at how the renewable energy market will interact with the U.S. power market, and how those interactions can impact overall industry development and market growth. ”

Article researched and copy written by Laughing Fox Designs, providing results driven website development and social media actions to start-ups, small businesses and mid-size companies.  ©2018 All Rights Reserved